Business Insurance
Public Liability Insurance
Protect your business from liability claims outside of your business.
If an accident or unforeseeable incident causes damage or injury to someone (other than your employees), you may be found legally liable to cover the costs. Public liability insurance can help to protect your business from the financial risk of liability claims – helping you trade with confidence.
Here’s what you need to know!
Who should consider Public Liability Insurance?
While public liability insurance isn’t mandatory for most businesses, it is surely recommended for all companies. That’s because the unpredictable nature of accidents makes them hard to prevent – and the costs of being sued can be extraordinarily high and disrupt their operations.
What can Public Liability Insurance cover?
Public liability insurance helps protect your legal liability to third parties, including clients, customers and the public for injury or damage to their property, caused by the business. It can even cover emotional distress or shock that your business causes another person.
It will generally pay your costs of investigating, defending and settling claims, as well as any compensation payment you are found liable to pay.
What isn’t covered under Public Liability Insurance?
There are exclusions. There is also often a deductible or excess and limits on cover. Please contact us at JGM Insurance Brokers for more information and we will be happy to help you.