Personal Insurance
Motor Insurance
Quality cover to get you back behind the wheel faster
Whether you’re zipping around the city in a small car or motorbike
taking your SUV off-road on the weekends, delivering goods in a truck, or driving a sleek luxury model, you depend on your vehicle for freedom and flexibility. So, it’s great to know that if it gets damaged or is written off, you can have the cover you need to get you back on the road as soon as possible. Motor insurance includes a range of covers to suit every driver and vehicle type, and can be paid annually or by the month.
Here’s what you need to know!
Who should consider Motor insurance?
If you have a car, it is recommended to get this insurance to protect yourself against unexpected costs.
That’s because accidents can be costly – especially when you’re at fault. If your car is involved in an accident you caused, you’ll not only have the expense of repairing your own car – you’ll generally have to pay for damage to the other vehicle too.
What can it cover?
The cover provided by comprehensive insurance can vary, depending on the policy.
Depending on your policy Home Insurance can include:
- Replacement of a lost or stolen vehicle
- Cover to help pay for the damage you’ve caused to another person’s vehicle
- Cover for the cost of a rental car if your car needs repairing or gets stolen
- A replacement of the same make and model for new cars that are written off within three years
- Legal liability cover
- Re-keying or re-coding of vehicle keys that are stolen.
What isn’t covered under Motor Insurance?
There are exclusions. There is also often a deductible or excess and limits on cover, so check with your JGM Insurance Brokers.
Product Disclosure Statement
A Product Disclosure Statement (PDS) is available for motor insurance and can be obtained from JGM Insurance Brokers. You should consider the PDS in deciding whether to acquire, or continue to hold, motor insurance.